THANK YOU FOR YOUR BUSINESS

Thank you to the Professionals: Jocko Toic of the Investors Group, John Mandoli from Coldwell Bankers Kelowna office and Kathy York from the Kelowna Prudential Office.

Thank you to the clients: Shaun Nichols, Derise Siems, Victor Prasad, Kim Roberts and Ric Resch.

Please click here to view photos from the Taste Of Westbank.

OK Valley Home Inspection Newsletter

Click here to download the Valley Voice - OK Valley Home Inspection's newsletter.

Kieth R. Sutfin
Cell: 250 317 3349
Toll Free: 1 888 575 7784
http://www.okvalleyinspector.ca

Genworth Study Reveals...

There's No Place Like Home

The housing market may have experienced some ups and downs this year, but the spirits of potential first-time homebuyers across Canada remain strong. In our recent First Time Homebuyer Monitor, we found that 84 per cent of those surveyed said that owning a home goes beyond its financial value and feel that homeownership pays off in more ways than one.

The study measured both the financial and psychological factors of homeownership – providing the following insights into the link between homeownership and personal fulfillment:

The national survey of 2,521 Canadians was conducted between April 24 and May 4. Access Genworth.

Calgary housing market in full recovery mode

CALGARY - Calgary's residential real estate market has turned around dramatically from the doldrums it experienced at the beginning of the year.

In January, sales in both the single-family home and the condominium market had plunged to levels about 50 per cent below the previous year.

Click here to read more.

No guarantee rates will stay low, Carney warns

Paul Vieira, Financial Post

OTTAWA -- Governments will be required to undertake "concerted" and "sharp" efforts to restore fiscal sustainability once a market-led recovery is assured, Bank of Canada governor Mark Carney said Monday.

This will particularly apply to countries with ageing populations and "unsustainable entitlement programs," he said in a speech to the Victoria Chamber of Commerce.

Click here to read more.

Steve's Rates

YourMortgages.ca Premium Rates
Mortgage Term Our Rates Standard Rates
Variable Rate 2.25% 3.00%
6 Month Closed 4.75% 4.95%
1 Year Closed 2.65% 3.75%
2 Year Closed 2.85% 4.05%
3 Year Closed 3.40% 4.55%
4 Year Closed 3.74% 5.24%
5 Year Closed 3.89% 5.15%
7 Year Closed 5.05% 5.55%
10 Year Closed 5.15% 6.95%
15 Year Closed 9.05% 0.00%
18 Year Closed 9.05% 0.00%
25 Year Closed 9.15% 0.00%

Rates are subject to change with very little notice and certain conditions may apply to individual mortgage applications, QAC, E&OE

For the best rates call 1-866-993-8787.

Resources

Where Can You Find Me Now

I have been selected and recommended to the following Profesional Links: www.advisorslounge.ca, www.homesandlandbc.com, www.okanagannrg.ca.

Business Supporting Business — Thank You:

Investments
www.thenewwestside.ca

Insurance
Canyon Insurance covers all your needs, ask for Harry Mason
hmason@canyoninsurance.ca

FCm Travel Solutions
wes.flanagan@fcmtravel.ca

Jocko Toic - CFP FMA CDFA
Investors Group Financial Services
3500 Carrington Road, Suite 102, Westbank BC, V4T 3C1
Ph. 250-869-9636
Email jocko.toic@investorsgroup.com
Success starts with a Sound Plan

Private Home Sellers
www.privatehomesellers.ca

David Beeson
Realtor for the Kelowna Area
Royal Lepage Phone:1-800-747-6954
Email: davidbeeson@royallepage.com

Spring Creek CONSTRUCTION & MILLWORK

Established 2007 by Owner/Operator Florian Hoppen with 25 years in the woodworking industry.
Spring Creek offers quality custom craftsmanship and superior service on:

References for Projects and Workmanship upon Request

Contact: Florian Hoppen
Ph: 403-931-2247   Cell: 403-510-8925
Email: springcreek@platinum.ca

Leslie Marton, C-I-R REALTY
Calgary PH:403477-6996
EMAIL: lmarton@cirrealty.ca

Friends Supporting Friends — Thank You:

Krystal Beisick
www.krystalbeisick.com

For Investments check out — www.renascencedevelopments.com
Ask for Lisa Thomas lisa@renascencedevelopments.com

A Quote to Note:

"It is a comfortable feeling to know that you stand on your own ground. Land is about the only thing that can't fly away."
Anthony Trollope

Also a member of the Okanagan Mortgage Lenders Association

Contact

At Prolink Mortgage Inc., I have over 30 lending financial mortgage institutions in Canada with Steve Faux sourcing the best rates and the best products to suit your needs!

Direct Line — 1.866.993.8787

Email — steve@yourmortgages.ca

www.yourmortgages.ca

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