INTRODUCING THE OPEN ARM
Wow, it is about time we had something was much more flexible for those quick turn around properties. It used to be for a 6-month or one yr open we had to 8% and a bit of a fee to the bank. Now we are very happy to provide the following:
- OPEN ARE AT PRIME-.25 [today Prime is 6%, that would the be 5.75% and no fees]
- TERM – 5 years
- AMORTIZATION- 5 TO 25 YEARS
- MAXIMUM LOAN TO VALUE – 95% owner occupied and 75% for rental
- PURPOSE OF FUNDS – purchases, refinances equity takeouts
- INTEREST RATE CHANGE –principle and intrest payment will be adjusted each time
- CIBC prime changes
- INCREASED PAYMENTS-unlimited
- LUMP SUM PAYMENMTS-unlimited
- EARLY PAYOUT –mortgage is fully open
To find out if this product type of mortgage is for you, please call me at 250-768-0535 Or email me at steve@yourmortgages.ca
WHAT ABOUT THE WARRENTY?
Interesting article I found last week. Should you buy an extended warranty? Read the fine print and ask these questions before committing: What does the warranty cover? Is it good for both labor and parts? How long does the extended warranty last?
Know that the extended warranties are often huge moneymakers for appliance retailers [and salespeople who depend on the commission]. Most consumer-protection associations, like Consumer Reports, warn against extended warranties. In many cases, the cost of the longer warranty is more then the price of the future repair.
Use your home equity
Get Money Fast for Debt Consolidation, Home Renovations or Your Dream Vacation.
Your home is not just a place for you and your family to live: it's valuable property - property that can be used to start a small business, fulfill dreams of travel, finance home improvement renovations, buy a car or consolidate debt.
If you're a homeowner, Steve Faux with Pro Link Mortgage, Canada's mortgage alternative to the banks, offers you the chance to realize your plans and dreams. Regular banks and lenders can be difficult when it comes to lending money. Timing is very important too!
At www.yourmortgages.ca we will find the best way to approve your home equity loan or mortgage application credit online or by phone. We don't rely exclusively on credit history or income. Your home equity is the key to your approval.
Steve Faux and his team specialize in home equity and mortgage loans. We provide competitive mortgage purchase rates as well as a new first mortgage, second mortgage and third mortgage financing. Our mortgage professionals work with banks, trusts and other lenders to find the best borrowing solution for you.
Expect the best borrowing solution from Steven Faux:
- no hassle home equity and mortgage applications online
- apply for a loan by phone: call 250—768-0535
- most home equity and mortgage approvals within days or hours
- certified appraisal by AACI or CRA CDLC approved appraiser
- financing typically ensuing within 5 business days of successful documentation completion
- keeping your home while entering bankruptcy or avoiding bankruptcy all together
- free up money for unexpected expenses
- use your home equity to manage home renovations
- consolidate your credit card and other loan debt into one easy monthly payment
- take your dream vacation!
It seems easy because it is when you visit at www.yourmortgages.ca
Urban Links
My good friend and Golf-Pro John Ferrier would like you to call him before the snow goes and the greens open. He will swing you into shape for this golf season. John can be reached at 250-769-0339 : emailed at jferrier@urbanlinks.net
Financial Fitness
It's time to exercise your mind!
People don't plan to fail, they only fail to plan! Being equipped with the right information can help you and your family on the road to being financially fit.
- Click here to download the complimentary Financial Lifestyle Strategy Guide (PDF).
Thanks to Terra Bouvier of WFG Securities of Canada Inc -- Mutal Fund/Insurance Representative.
Contact Terra Bouvier
Phone: 250-860-4458 (Home)
Phone: 250-860-6067 (Office)
Email: terrabouvier.wfg@gmail.com
Steve's Rates
| Mortgage Term | Steve's Rates | Bank Rates |
|---|---|---|
| Variable Rate | 3.50% | 6.25% |
| 6 Month Closed | 5.05% | 5.95% |
| 1 Year Closed | 5.30% | 5.75% |
| 2 Year Closed | 5.00% | 5.90% |
| 3 Year Closed | 5.05% | 6.00% |
| 4 Year Closed | 5.05% | 6.15% |
| 5 Year Closed | 5.04% | 6.30% |
| 7 Year Closed | 5.30% | 6.95% |
| 10 Year Closed | 5.50% | 7.40% |
| 15 Year Closed | 6.10% | n/a |
| 18 Year Closed | 6.00% | n/a |
| 25 Year Closed | 6.28% | n/a |
Rates are subject to constant change, for the best rates call 667-9816.
Resources
Business Supporting Business — Thank You:
John Ferrier Head Teaching Professional
CPGA Class A
#320 - 1405 Stevens Road, Kelowna, BC.
Tel: 250-769-0339
Email: kelowna@urbanlinks.net
Twice the Fun Games - Al Samson
1783 Ross Road on the Westside
Tel: (250) 769-4346
Fax: (250) 769-4347
www.TwiceTheFunGames.com
Rockworld - Natural and Manufactured Stone , Fireplaces & Stoves, Sales & Installations
Brent Copeland
PH: 250-769-7250
AGF Securities - Mutual Fund Representative for Kelowna and Area
Terra Bouvier
PH: 250-870-6253
Doak Shirreff Lawyers - Real Estate and Lending, Commercial Law, Corporate & Business Law
Timothy S. Kucher
PH:250-763-4323
Email: tkucher@doakshirreff.com
Friends Supporting Friends — Thank You:
Evan William's Group
www.evanwilliamsgroup.com
otis & huckleberry
www.otishuck.com
For your Recreational Investments — www.buycanadaproperty.com
A Quote to Note:
We are what we repeatedly do. Excellence, therefore, is not an act but a habit.
- Aristotle
Contact
At Prolink Mortgage Inc., I have over 30 lending financial mortgage institutions in Canada with Steve Faux sourcing the best rates and the best products to suit your needs!
Direct Line — 250.768.0535
Direct Fax — 250.768.0510
Email — steve@yourmortgages.ca
Visit www.yourmortgages.ca for more resources.
Even Apply Online →
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