Classic Spanish Sangria
This is an authentic version of the popular wine drink. You can add any fruit that you want, but I find that apples and pears absorb all the rum. This one is not diluted with carbonated beverages. I have much success with red Burgundy wine and white rum, though spiced rum is nice too.
Original recipe yield: 6 servings.
Prep Time: 10 Minutes
Ready In: 2 Hours 10 Minutes
INGREDIENTS:
- 1 lemon
- 1 lime
- 1 orange
- 1 1/2 cups rum
- 1/2 cup white sugar
- 1 (750 milliliter) bottle dry red wine
- 1 cup orange juice
DIRECTIONS:
Have the fruit, rum, wine, and orange juice well chilled. Slice the lemon, lime and orange into thin rounds and place in a large glass pitcher. Pour in the rum and sugar. Chill in refrigerator for 2 hours to develop the flavours.
When ready to serve, crush the fruit lightly with a wooden spoon and stir in the wine and orange juice. Adjust sweetness to taste.
Renovation tax credit a hit with consumers
OTTAWA–A new poll suggests more than one in three Canadians plan to take advantage of the federal government's home-renovation tax credit.
More than eight in 10 questioned in the Harris-Decima/Canadian Press survey said they were aware of the program, under which eligible applicants can receive a tax rebate of as much as $1,350 if they invest up to $10,000 in renovations on their home.
"Unlike many new tax policies, which only get noticed by accountants and actuaries, the government of Canada has successfully communicated the introduction of the home-renovation tax credit to Canadians," said Harris-Decima's senior vice-president, Jeff Walker.
"This program appears to be helping stimulate the economy as well."
Nationally, 82 per cent of respondents were aware of the home-renovation tax credit, while 17 per cent said they were unaware. Those under age 35 and those with annual incomes below $60,000 were least likely to know of the tax credit.
Overall, 35 per cent of respondents said they planned on taking advantage of the program, while 60 per cent said they would not.
The ratio of those who planned to take advantage of the program increased with income.
More than half of those earning more than $100,000 a year (51 per cent) responded positively, compared with 41 per cent of those making between $60,000 and $100,000 and just 27 per cent of those earning less than $60,000.
Respondents west of Ontario were the most likely to be taking advantage of it.
Some 1,000 Canadians were surveyed June 18-21, with a margin of error of plus or minus 3.1 percentage points, 19 times in 20.
The Canadian Press , Thank you Rachelle Gregory / Merix Financial
What is in my credit report?
Below is a list of the major sections found in your credit report:
- Personal Identification - Includes key identification information, such as your name, address, date of birth and Social Insurance Number (SIN)
- Consumer Statement - Allows you, the consumer, to add a brief comment about any information in your report
- Credit Information - Provides details of your credit accounts and transactions and shows if payments are being made on time
- Banking Information - Includes information on your bank account and NSF cheque history
- Public Record Information - Contains information about secured loans, bankruptcies and/or judgments
- third-Party Collections - Contains information about any involvement with a collection agency trying to collect on a debt
- Inquiries - Includes all organizations or individuals that have requested a copy of your credit report in the past three years
*Note: Mortgage information - Details about your existing mortgage(s) may appear in your credit report. Mortgage information is not used to calculate your credit score since all lenders do not report it.
How Does Steven Faux Find Superior Rates?
Interest rates are a concern to borrowers. Because of Steven`s daily contact with lenders, as a Broker Steven knows which project or home attracts a favourable interest rate from one institution, but a higher rate at another. Some institutions, in fact, will only accept mortgage submissions from mortgage brokers.
These rates, and preferences for types of mortgages, can change daily, depending on economic circumstances or based on the size of an institution's portfolio in a particular type of mortgage. Your Mortgage Broker keeps current and knows which lender to approach first. As a result, mortgage rates obtained by Steven Faux are among the best available at the time of placement.
A member of CIMBL and AMBA through the government of Alberta, Canada
Weekly Market Commentary
Utilities, materials producers lead resilient TSX 1% higher
Canada ’s S&P/TSX composite index put the finishing touches on an impressive rally Friday as the benchmark rose for the fourth straight day to overcome its steepest single-day setback in almost four months.
Gains of better than 3% from the TSX’s utilities and materials producers led the benchmark 1% higher over the week ended June 26, 2009. Of the benchmark’s ten sectors, only the gauge’s energy and information technology companies failed to participate in the advance.
The resource-heavy benchmark led most of the world’s major equity markets sharply lower Monday, plunging 4.4% on the day, after the World Bank said the global economic slump will be deeper than it forecast just three months ago. After initially forecasting a 1.7% contraction in 2009, the Washington-based lender this week predicted global output will shrink 2.9% this year. The Bank also forecast a more subdued recovery in 2010 than originally forecast... Learn More
This article of intrest was presented By Jocko Toic at the Investors Group. If you would like more one on one information, please feel free to contact him at:
Jocko Toic - Consultant
Investors Group Financial Services
3500 Carrington Road, Suite 102, Westbank BC, V4T 3C1
Ph. (250) 707-3265 Cell (250) 869-9636
Fax (250) 768-4563 Toll Free (866) 768-4546
Email jocko.toic@investorsgroup.com
Success starts with a Sound Plan
Steve's Rates
| Mortgage Term | Our Rates | Standard Rates |
|---|---|---|
| Variable Rate | 2.65% | 3.00% |
| 6 Month Closed | 4.75% | 4.95% |
| 1 Year Closed | 2.89% | 3.90% |
| 2 Year Closed | 3.00% | 4.05% |
| 3 Year Closed | 3.65% | 4.55% |
| 4 Year Closed | 4.01% | 4.19% |
| 5 Year Closed | 4.24% | 4.55% |
| 7 Year Closed | 5.05% | 5.35% |
| 10 Year Closed | 5.15% | 6.95% |
| 15 Year Closed | 9.05% | 0.00% |
| 18 Year Closed | 9.05% | 0.00% |
| 25 Year Closed | 9.15% | 0.00% |
Rates are subject to change with very little notice and certain conditions may apply to individual mortgage applications, QAC, E&OE
For the best rates call 1-866-993-8787.
Resources
Business Supporting Business — Thank You:
Okanagan Home
www.okanagan-home.com
Investments
www.thenewwestside.ca
John Ferrier Head Teaching Professional
CPGA Class A
#320 - 1405 Stevens Road, Kelowna, BC.
Tel: 250-769-0339
Email: kelowna@urbanlinks.net
Twice the Fun Games - Al Samson
1783 Ross Road on the Westside
Tel: (250) 769-4346
Fax: (250) 769-4347
www.TwiceTheFunGames.com
Rockworld - Natural and Manufactured Stone , Fireplaces & Stoves, Sales & Installations
Brent Copeland
PH: 250-769-7250
Jocko Toic - Consultant
Investors Group Financial Services
3500 Carrington Road, Suite 102, Westbank BC, V4T 3C1
Ph. (250) 707-3265 Cell (250) 869-9636
Fax (250) 768-4563 Toll Free (866) 768-4546
Email jocko.toic@investorsgroup.com
Success starts with a Sound Plan
Private Home Sellers
www.privatehomesellers.ca
ROOMS BY ROSELYN
Painting and Design
Roselyn Anderson
PH: 250-469-0899
EMAIL: rosely_anderson@hotmail.com
BENSON SALLOUM WATTS
For residential legal call
Shaun Langin
PH: 250-861-5678
Email: slangin@BensonSalloumWatts.com
Leslie Marton, C-I-R REALTY
Calgary PH:403477-6996
EMAIL: lmarton@cirrealty.ca
Mikala James / Real Estate Agent for Calgary and Area
Sutton Group
Email: mikalaj@sutton.com or visit at www.mikalajames.com
Direct Line: 403-889-7020
Kieth R. Sutfin
OK Valley Home Inspections Ltd.
www.okvalleyinspector.ca
www.snowbirdsecurity.ca
Res/Office: (250) 769-2132 Cell: (250) 317-3349
Toll Free: 1-888-575-7784
Friends Supporting Friends — Thank You:
Krystal Beisick
www.krystalbeisick.com
For Investments check out — www.renascencedevelopments.com
Ask for Lisa Thomas lisa@renascencedevelopments.com
A Quote to Note:
Humour is the great thing, the saving thing. The minute it crops up, all our irritations and resentments slip away, and a sunny spirit takes their place.
- Mark Twain
Also a member of the Okanagan Mortgage Lenders Association
Contact
At Prolink Mortgage Inc., I have over 30 lending financial mortgage institutions in Canada with Steve Faux sourcing the best rates and the best products to suit your needs!
Direct Line — 250.768.0535
Direct Fax — 250.768.0510
Email — steve@yourmortgages.ca
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